4-Point Insurance Inspection
Insurance companies require a 4-point inspection to evaluate the risk of insuring your property. This check is a targeted assessment focusing on the four major systems most likely to cause expensive claims: the roof, plumbing, electrical, and HVAC.Â
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Because aging systems can lead to catastrophic losses like water damage or fires, underwriters use this report to determine if your home meets their safety standards before issuing or renewing a policy, and are common when:
Purchasing an older home
Why you might need a 4-point inspection
Renewing your homeowners insurance
Switching insurance providers
Meeting an insurance company's underwriting requirements
Ready to get started?
what is a 4-point inspection?
Unlike a comprehensive home inspection, a 4-Point Inspection focuses specifically on the four major systems insurance companies use to evaluate a home's insurability and overall risk.
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We inspect:
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Roofing Condition and Age
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Electrical Wiring & Panels
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Plumbing Pipes & Fixtures
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HVAC Heating & Cooling Systems
What you can expect:
An experienced, professional inspector
Thorough evaluations of the 4 major systems: Roof, HVAC, Plumbing & Electric
Supporting photographs and a clear, easy-to-read report
Documentation for your insurance carrier
Easy scheduling & prompt turnaround